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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,003 | $125,190-69.6% | $105,624-64.0% | $145,897-74.0% |
| Participation rate | 80.0% | 77.6%+2.4pp | 75.3%+4.7pp | 80.3%-0.3pp |
| Annual return | 146.58% | 225.22%-78.6pp | 116.20%+30.4pp | 552.29%-405.7pp |
| Employer contribution / active EE | $7,351 | $3,720+97.6% | $3,168+132.1% | $4,663+57.7% |
| Participant deferral / active EE | $14,774 | $5,716+158.5% | $5,013+194.7% | $6,689+120.9% |
| Admin fee / account holder | $39,523 | $17,138+130.6% | $10,961+260.6% | $13,390+195.2% |