Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 6-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Retirees and beneficiaries make up 25% or more of total participants - indicates an ageing workforce or a frozen plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $232,742 | $87,166+167.0% | $76,735+203.3% | $137,256+69.6% |
| Participation rate | 33.3% | 74.4%-41.0pp | 69.5%-36.2pp | 80.0%-46.6pp |
| Annual return | 196.13% | 26.50%+169.6pp | 29.77%+166.4pp | 220.34%-24.2pp |
| Employer contribution / active EE | $1,080 | $2,904-62.8% | $2,454-56.0% | $4,156-74.0% |
| Participant deferral / active EE | $3,240 | $4,726-31.5% | $4,088-20.7% | $6,407-49.4% |
| Admin fee / account holder | $630 | $8,403-92.5% | $7,189-91.2% | $12,270-94.9% |