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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,069,479 | $88,710+1105.6% | $81,783+1207.7% | $145,959+632.7% |
| Participation rate | 100.0% | 75.0%+25.0pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 8.88% | 1027.26%-1018.4pp | 775.05%-766.2pp | 561.95%-553.1pp |
| Employer contribution / active EE | $12,927 | $3,083+319.3% | $2,913+343.8% | $4,661+177.3% |
| Participant deferral / active EE | $8,850 | $4,645+90.5% | $4,320+104.8% | $6,689+32.3% |
| Admin fee / account holder | $2,012 | $8,407-76.1% | $7,380-72.7% | $13,398-85.0% |