Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 4-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,997 | $60,305-78.4% | $81,780-84.1% | $74,400-82.5% |
| Participation rate | 56.9% | 62.9%-6.0pp | 72.4%-15.5pp | 67.2%-10.3pp |
| Annual return | 18.95% | 16.89%+2.1pp | 776.27%-757.3pp | 1367.51%-1348.6pp |
| Employer contribution / active EE | $1,619 | $2,623-38.3% | $2,914-44.4% | $2,624-38.3% |
| Participant deferral / active EE | $2,858 | $3,390-15.7% | $4,321-33.9% | $4,348-34.3% |
| Admin fee / account holder | $424 | $1,484-71.4% | $7,384-94.3% | $1,944-78.2% |