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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,407 | $102,385-43.0% | $147,080-60.3% | $80,935-27.8% |
| Participation rate | 93.6% | 75.9%+17.7pp | 82.2%+11.4pp | 67.7%+26.0pp |
| Annual return | 18.94% | 135.09%-116.1pp | 420.17%-401.2pp | 35.66%-16.7pp |
| Employer contribution / active EE | $4,902 | $3,717+31.9% | $4,933-0.6% | $2,757+77.8% |
| Participant deferral / active EE | $13,511 | $6,651+103.1% | $8,066+67.5% | $4,299+214.2% |
| Admin fee / account holder | $6,480 | $7,951-18.5% | $12,989-50.1% | $6,924-6.4% |