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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,944 | $108,897-77.1% | $100,378-75.2% | $145,877-82.9% |
| Participation rate | 66.7% | 83.0%-16.3pp | 81.5%-14.8pp | 80.3%-13.6pp |
| Annual return | 16.10% | 58.17%-42.1pp | 49.41%-33.3pp | 551.28%-535.2pp |
| Employer contribution / active EE | $3,789 | $4,420-14.3% | $3,942-3.9% | $4,663-18.7% |
| Participant deferral / active EE | $12,583 | $8,455+48.8% | $8,087+55.6% | $6,691+88.1% |
| Admin fee / account holder | $4,860 | $9,690-49.8% | $7,899-38.5% | $13,402-63.7% |