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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,944 | $108,911-77.1% | $100,392-75.2% | $145,884-82.9% |
| Participation rate | 66.7% | 83.0%-16.3pp | 81.5%-14.8pp | 80.3%-13.6pp |
| Annual return | 16.10% | 58.23%-42.1pp | 49.45%-33.4pp | 551.85%-535.8pp |
| Employer contribution / active EE | $3,789 | $4,420-14.3% | $3,941-3.9% | $4,662-18.7% |
| Participant deferral / active EE | $12,583 | $8,459+48.8% | $8,090+55.5% | $6,690+88.1% |
| Admin fee / account holder | $4,860 | $9,698-49.9% | $7,904-38.5% | $13,392-63.7% |