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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $166,484 | $136,860+21.6% | $120,344+38.3% | $154,746+7.6% |
| Participation rate | 100.0% | 79.9%+20.1pp | 76.7%+23.3pp | 80.7%+19.3pp |
| Annual return | 16.77% | 21.38%-4.6pp | 20.30%-3.5pp | 172.34%-155.6pp |
| Employer contribution / active EE | $4,936 | $3,533+39.7% | $3,020+63.4% | $4,379+12.7% |
| Participant deferral / active EE | $17,316 | $5,793+198.9% | $5,135+237.2% | $6,730+157.3% |
| Admin fee / account holder | $3,411 | $15,393-77.8% | $12,742-73.2% | $14,365-76.3% |