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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,731 | $125,190-51.5% | $105,624-42.5% | $145,897-58.4% |
| Participation rate | 100.0% | 77.6%+22.4pp | 75.3%+24.7pp | 80.3%+19.7pp |
| Annual return | 17.38% | 225.22%-207.8pp | 116.20%-98.8pp | 552.29%-534.9pp |
| Employer contribution / active EE | $13,463 | $3,720+261.9% | $3,168+325.0% | $4,663+188.7% |
| Participant deferral / active EE | $24,585 | $5,716+330.1% | $5,013+390.5% | $6,689+267.5% |
| Admin fee / account holder | $9,758 | $17,138-43.1% | $10,961-11.0% | $13,390-27.1% |