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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,331 | $102,422-81.1% | $147,117-86.9% | $80,959-76.1% |
| Participation rate | 86.2% | 75.9%+10.3pp | 82.2%+4.0pp | 67.7%+18.5pp |
| Annual return | 18.08% | 135.16%-117.1pp | 420.54%-402.5pp | 35.67%-17.6pp |
| Employer contribution / active EE | $2,659 | $3,717-28.5% | $4,932-46.1% | $2,757-3.5% |
| Participant deferral / active EE | $4,303 | $6,652-35.3% | $8,065-46.6% | $4,300+0.1% |
| Admin fee / account holder | $601 | $7,953-92.4% | $12,993-95.4% | $6,925-91.3% |