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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,331 | $102,382-81.1% | $147,005-86.9% | $80,874-76.1% |
| Participation rate | 86.2% | 75.8%+10.4pp | 82.2%+4.0pp | 67.6%+18.6pp |
| Annual return | 18.08% | 134.89%-116.8pp | 418.76%-400.7pp | 35.62%-17.5pp |
| Employer contribution / active EE | $2,659 | $3,715-28.4% | $4,934-46.1% | $2,756-3.5% |
| Participant deferral / active EE | $4,303 | $6,646-35.3% | $8,070-46.7% | $4,297+0.1% |
| Admin fee / account holder | $601 | $7,942-92.4% | $13,006-95.4% | $6,935-91.3% |