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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,211 | $102,385-61.7% | $147,080-73.3% | $80,935-51.6% |
| Participation rate | 97.4% | 75.9%+21.5pp | 82.2%+15.2pp | 67.7%+29.7pp |
| Annual return | 279.81% | 135.09%+144.7pp | 420.17%-140.4pp | 35.66%+244.2pp |
| Employer contribution / active EE | $2,894 | $3,717-22.1% | $4,933-41.3% | $2,757+5.0% |
| Participant deferral / active EE | $8,153 | $6,651+22.6% | $8,066+1.1% | $4,299+89.6% |
| Admin fee / account holder | $2,472 | $7,951-68.9% | $12,989-81.0% | $6,924-64.3% |