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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,524 | $78,520+67.5% | $96,576+36.2% | $82,448+59.5% |
| Participation rate | 61.1% | 77.7%-16.6pp | 81.4%-20.3pp | 68.1%-7.0pp |
| Annual return | 15.00% | 41.30%-26.3pp | 38.47%-23.5pp | 41.64%-26.6pp |
| Employer contribution / active EE | $2,336 | $2,630-11.2% | $3,553-34.3% | $2,551-8.4% |
| Participant deferral / active EE | $5,352 | $6,754-20.8% | $7,956-32.7% | $4,139+29.3% |
| Admin fee / account holder | $130 | $13,455-99.0% | $11,381-98.9% | $7,234-98.2% |