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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,997 | $124,425-41.3% | $112,040-34.8% | $137,256-46.8% |
| Participation rate | 75.0% | 79.3%-4.3pp | 76.5%-1.5pp | 80.0%-5.0pp |
| Annual return | 15.31% | 24.72%-9.4pp | 24.52%-9.2pp | 220.34%-205.0pp |
| Employer contribution / active EE | $6,963 | $3,411+104.1% | $2,954+135.7% | $4,156+67.5% |
| Participant deferral / active EE | $9,915 | $5,718+73.4% | $5,098+94.5% | $6,407+54.7% |
| Admin fee / account holder | $776 | $15,207-94.9% | $12,098-93.6% | $12,270-93.7% |