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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,308 | $162,136-90.6% | $152,301-89.9% | $154,746-90.1% |
| Participation rate | 85.0% | 84.1%+0.9pp | 82.4%+2.6pp | 80.7%+4.3pp |
| Annual return | 24.75% | 91.02%-66.3pp | 80.50%-55.8pp | 172.34%-147.6pp |
| Employer contribution / active EE | $3,177 | $4,890-35.0% | $4,624-31.3% | $4,379-27.4% |
| Participant deferral / active EE | $5,972 | $8,341-28.4% | $8,004-25.4% | $6,730-11.3% |
| Admin fee / account holder | $580 | $15,759-96.3% | $14,398-96.0% | $14,365-96.0% |