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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,190 | $114,119+10.6% | $107,187+17.7% | $138,895-9.1% |
| Participation rate | 60.0% | 78.1%-18.1pp | 75.0%-15.0pp | 79.9%-19.9pp |
| Annual return | 19.20% | 273.21%-254.0pp | 204.55%-185.3pp | 145.39%-126.2pp |
| Employer contribution / active EE | $1,657 | $4,059-59.2% | $3,782-56.2% | $4,194-60.5% |
| Participant deferral / active EE | $3,441 | $5,538-37.9% | $5,096-32.5% | $6,396-46.2% |
| Admin fee / account holder | $2,492 | $10,024-75.1% | $9,162-72.8% | $12,562-80.2% |