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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,116 | $80,674-36.6% | $119,126-57.1% | $64,340-20.6% |
| Participation rate | 28.0% | 55.2%-27.2pp | 75.8%-47.8pp | 55.2%-27.2pp |
| Annual return | 21.68% | 26.86%-5.2pp | 282.11%-260.4pp | 24.14%-2.5pp |
| Employer contribution / active EE | $1,160 | $2,564-54.8% | $4,034-71.2% | $1,862-37.7% |
| Participant deferral / active EE | $2,020 | $3,053-33.8% | $5,318-62.0% | $2,980-32.2% |
| Admin fee / account holder | $1,039 | $4,559-77.2% | $10,693-90.3% | $3,703-71.9% |