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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,116 | $83,369-38.7% | $105,223-51.4% | $67,986-24.8% |
| Participation rate | 28.0% | 56.3%-28.3pp | 75.0%-47.0pp | 57.2%-29.2pp |
| Annual return | 21.68% | 24.64%-3.0pp | 180.65%-159.0pp | 31.67%-10.0pp |
| Employer contribution / active EE | $1,160 | $2,541-54.4% | $3,689-68.6% | $2,019-42.6% |
| Participant deferral / active EE | $2,020 | $3,295-38.7% | $5,072-60.2% | $3,358-39.8% |
| Admin fee / account holder | $1,039 | $4,073-74.5% | $8,859-88.3% | $3,203-67.6% |