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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,796 | $178,174-56.3% | $156,181-50.2% | $137,256-43.3% |
| Participation rate | 73.3% | 82.0%-8.7pp | 78.8%-5.5pp | 80.0%-6.6pp |
| Annual return | 15.03% | 84.19%-69.2pp | 64.87%-49.8pp | 220.34%-205.3pp |
| Employer contribution / active EE | $10,743 | $4,972+116.1% | $4,294+150.2% | $4,156+158.5% |
| Participant deferral / active EE | $3,786 | $6,888-45.0% | $6,132-38.3% | $6,407-40.9% |
| Admin fee / account holder | $482 | $17,404-97.2% | $14,586-96.7% | $12,270-96.1% |