Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 4-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,573 | $45,266-85.5% | $103,693-93.7% | $65,306-89.9% |
| Participation rate | 7.4% | 53.3%-45.9pp | 72.6%-65.2pp | 57.7%-50.3pp |
| Annual return | 29.70% | 25.10%+4.6pp | 47.61%-17.9pp | 21.94%+7.8pp |
| Employer contribution / active EE | $0 | $1,765-100.0% | $2,920-100.0% | $1,967-100.0% |
| Participant deferral / active EE | $178 | $2,099-91.5% | $4,579-96.1% | $2,959-94.0% |
| Admin fee / account holder | $465 | $3,221-85.6% | $7,858-94.1% | $3,480-86.6% |