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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $184,852 | $111,535+65.7% | $105,223+75.7% | $137,256+34.7% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 6.87% | 237.85%-231.0pp | 180.65%-173.8pp | 220.34%-213.5pp |
| Employer contribution / active EE | $15,317 | $3,939+288.8% | $3,689+315.3% | $4,156+268.5% |
| Participant deferral / active EE | $18,167 | $5,500+230.3% | $5,072+258.2% | $6,407+183.6% |
| Admin fee / account holder | $1,938 | $9,721-80.1% | $8,859-78.1% | $12,270-84.2% |