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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,643 | $110,410+28.3% | $102,437+38.3% | $145,897-2.9% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 8.84% | 24.85%-16.0pp | 24.95%-16.1pp | 552.29%-543.5pp |
| Employer contribution / active EE | $11,417 | $4,217+170.7% | $3,871+195.0% | $4,663+144.9% |
| Participant deferral / active EE | $15,333 | $5,622+172.8% | $5,060+203.0% | $6,689+129.2% |
| Admin fee / account holder | $1,427 | $9,745-85.4% | $8,388-83.0% | $13,390-89.3% |