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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,866 | $99,875-27.0% | $146,866-50.4% | $86,983-16.2% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.5%+17.5pp | 69.5%+30.5pp |
| Annual return | 20.18% | 28.10%-7.9pp | 102.85%-82.7pp | 25.83%-5.6pp |
| Employer contribution / active EE | $8,181 | $3,224+153.7% | $4,425+84.9% | $2,584+216.6% |
| Participant deferral / active EE | $12,840 | $6,322+103.1% | $7,759+65.5% | $4,194+206.2% |
| Admin fee / account holder | $4,198 | $7,838-46.4% | $13,620-69.2% | $7,856-46.6% |