Filed July 29, 2025
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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,818 | $106,749+7.6% | $145,433-21.1% | $82,448+39.3% |
| Participation rate | 97.2% | 75.6%+21.5pp | 82.1%+15.1pp | 68.1%+29.1pp |
| Annual return | 16.09% | 27.59%-11.5pp | 66.58%-50.5pp | 41.64%-25.6pp |
| Employer contribution / active EE | $6,936 | $3,444+101.4% | $4,554+52.3% | $2,551+171.9% |
| Participant deferral / active EE | $14,470 | $6,519+122.0% | $7,897+83.2% | $4,139+249.6% |
| Admin fee / account holder | $12,549 | $8,390+49.6% | $13,129-4.4% | $7,234+73.5% |