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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $268,686 | $106,524+152.2% | $152,301+76.4% | $87,485+207.1% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.4%+17.6pp | 68.9%+31.1pp |
| Annual return | 17.43% | 26.89%-9.5pp | 80.50%-63.1pp | 26.06%-8.6pp |
| Employer contribution / active EE | $7,258 | $3,371+115.3% | $4,624+57.0% | $2,596+179.6% |
| Participant deferral / active EE | $11,319 | $6,525+73.5% | $8,004+41.4% | $4,274+164.9% |
| Admin fee / account holder | $3,039 | $8,287-63.3% | $14,398-78.9% | $7,775-60.9% |