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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $263,902 | $88,672+197.6% | $105,223+150.8% | $82,448+220.1% |
| Participation rate | 41.4% | 67.9%-26.5pp | 75.0%-33.7pp | 68.1%-26.7pp |
| Annual return | 15.81% | 30.86%-15.0pp | 180.65%-164.8pp | 41.64%-25.8pp |
| Employer contribution / active EE | $1,370 | $3,048-55.0% | $3,689-62.9% | $2,551-46.3% |
| Participant deferral / active EE | $6,787 | $4,036+68.2% | $5,072+33.8% | $4,139+64.0% |
| Admin fee / account holder | $6 | $7,146-99.9% | $8,859-99.9% | $7,234-99.9% |