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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,807 | $160,028-44.5% | $147,080-39.6% | $145,884-39.1% |
| Participation rate | 57.1% | 84.0%-26.9pp | 82.2%-25.0pp | 80.3%-23.2pp |
| Annual return | 25.94% | 98.60%-72.7pp | 420.17%-394.2pp | 551.85%-525.9pp |
| Employer contribution / active EE | $2,611 | $5,286-50.6% | $4,933-47.1% | $4,662-44.0% |
| Participant deferral / active EE | $4,576 | $8,422-45.7% | $8,066-43.3% | $6,690-31.6% |
| Admin fee / account holder | $524 | $15,030-96.5% | $12,989-96.0% | $13,392-96.1% |