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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $317,108 | $134,817+135.2% | $123,973+155.8% | $155,188+104.3% |
| Participation rate | 94.7% | 79.4%+15.3pp | 76.7%+18.1pp | 80.8%+13.9pp |
| Annual return | 14.99% | 515.49%-500.5pp | 388.13%-373.1pp | 148.84%-133.9pp |
| Employer contribution / active EE | $9,648 | $4,425+118.0% | $4,126+133.8% | $4,248+127.1% |
| Participant deferral / active EE | $6,714 | $5,706+17.7% | $5,247+28.0% | $6,531+2.8% |
| Admin fee / account holder | $5,510 | $13,245-58.4% | $11,799-53.3% | $14,480-61.9% |