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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $317,108 | $111,535+184.3% | $105,223+201.4% | $137,256+131.0% |
| Participation rate | 94.7% | 78.1%+16.6pp | 75.0%+19.7pp | 80.0%+14.8pp |
| Annual return | 14.99% | 237.85%-222.9pp | 180.65%-165.7pp | 220.34%-205.4pp |
| Employer contribution / active EE | $9,648 | $3,939+144.9% | $3,689+161.6% | $4,156+132.1% |
| Participant deferral / active EE | $6,714 | $5,500+22.1% | $5,072+32.4% | $6,407+4.8% |
| Admin fee / account holder | $5,510 | $9,721-43.3% | $8,859-37.8% | $12,270-55.1% |