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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $317,108 | $114,119+177.9% | $107,187+195.8% | $138,895+128.3% |
| Participation rate | 94.7% | 78.1%+16.7pp | 75.0%+19.7pp | 79.9%+14.8pp |
| Annual return | 14.99% | 273.21%-258.2pp | 204.55%-189.6pp | 145.39%-130.4pp |
| Employer contribution / active EE | $9,648 | $4,059+137.7% | $3,782+155.1% | $4,194+130.0% |
| Participant deferral / active EE | $6,714 | $5,538+21.2% | $5,096+31.7% | $6,396+5.0% |
| Admin fee / account holder | $5,510 | $10,024-45.0% | $9,162-39.9% | $12,562-56.1% |