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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $321,112 | $154,228+108.2% | $145,433+120.8% | $137,256+134.0% |
| Participation rate | 83.3% | 83.8%-0.5pp | 82.1%+1.2pp | 80.0%+3.4pp |
| Annual return | 13.39% | 74.59%-61.2pp | 66.58%-53.2pp | 220.34%-206.9pp |
| Employer contribution / active EE | $9,552 | $4,804+98.8% | $4,554+109.7% | $4,156+129.8% |
| Participant deferral / active EE | $10,464 | $8,216+27.4% | $7,897+32.5% | $6,407+63.3% |
| Admin fee / account holder | $22,431 | $14,344+56.4% | $13,129+70.9% | $12,270+82.8% |