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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $438,126 | $138,385+216.6% | $184,243+137.8% | $80,925+441.4% |
| Participation rate | 93.0% | 83.9%+9.1pp | 86.8%+6.2pp | 67.7%+25.4pp |
| Annual return | 15.16% | 20.02%-4.9pp | 28.82%-13.7pp | 35.65%-20.5pp |
| Employer contribution / active EE | $12,301 | $4,851+153.6% | $6,427+91.4% | $2,756+346.3% |
| Participant deferral / active EE | $16,632 | $7,075+135.1% | $9,132+82.1% | $4,299+286.9% |
| Admin fee / account holder | $12,066 | $10,489+15.0% | $13,914-13.3% | $6,940+73.9% |