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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $285,994 | $174,379+64.0% | $152,093+88.0% | $138,895+105.9% |
| Participation rate | 83.3% | 81.6%+1.7pp | 77.8%+5.6pp | 79.9%+3.4pp |
| Annual return | 15.62% | 74.86%-59.2pp | 66.36%-50.7pp | 145.39%-129.8pp |
| Employer contribution / active EE | $4,703 | $4,652+1.1% | $4,175+12.6% | $4,194+12.1% |
| Participant deferral / active EE | $19,226 | $6,159+212.2% | $5,451+252.7% | $6,396+200.6% |
| Admin fee / account holder | $1,664 | $16,880-90.1% | $14,497-88.5% | $12,562-86.8% |