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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $371,350 | $146,267+153.9% | $197,124+88.4% | $82,448+350.4% |
| Participation rate | 95.8% | 84.0%+11.8pp | 86.7%+9.1pp | 68.1%+27.8pp |
| Annual return | 43.28% | 29.61%+13.7pp | 44.34%-1.1pp | 41.64%+1.6pp |
| Employer contribution / active EE | $6,859 | $4,723+45.2% | $6,227+10.1% | $2,551+168.9% |
| Participant deferral / active EE | $16,392 | $7,035+133.0% | $9,135+79.4% | $4,139+296.0% |
| Admin fee / account holder | $57,300 | $14,422+297.3% | $16,298+251.6% | $7,234+692.1% |