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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $371,350 | $149,446+148.5% | $256,809+44.6% | $94,015+295.0% |
| Participation rate | 95.8% | 85.3%+10.5pp | 88.5%+7.3pp | 70.8%+25.0pp |
| Annual return | 43.28% | 17.55%+25.7pp | 32.73%+10.6pp | 17.84%+25.4pp |
| Employer contribution / active EE | $6,859 | $4,596+49.2% | $7,263-5.6% | $2,790+145.8% |
| Participant deferral / active EE | $16,392 | $6,491+152.5% | $9,520+72.2% | $4,249+285.7% |
| Admin fee / account holder | $57,300 | $24,035+138.4% | $25,146+127.9% | $8,951+540.1% |