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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $350,583 | $100,073+250.3% | $85,126+311.8% | $145,877+140.3% |
| Participation rate | 100.0% | 74.1%+25.9pp | 67.5%+32.5pp | 80.3%+19.7pp |
| Annual return | 8.49% | 84.11%-75.6pp | 66.63%-58.1pp | 551.28%-542.8pp |
| Employer contribution / active EE | $21,004 | $3,236+549.0% | $2,731+669.0% | $4,663+350.4% |
| Participant deferral / active EE | $10,896 | $5,294+105.8% | $4,523+140.9% | $6,691+62.9% |
| Admin fee / account holder | $5,240 | $7,261-27.8% | $6,160-14.9% | $13,402-60.9% |