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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $286,119 | $154,228+85.5% | $145,433+96.7% | $137,256+108.5% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 9.88% | 74.59%-64.7pp | 66.58%-56.7pp | 220.34%-210.5pp |
| Employer contribution / active EE | $4,000 | $4,804-16.7% | $4,554-12.2% | $4,156-3.7% |
| Participant deferral / active EE | $7,958 | $8,216-3.1% | $7,897+0.8% | $6,407+24.2% |
| Admin fee / account holder | $11,007 | $14,344-23.3% | $13,129-16.2% | $12,270-10.3% |