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| Provider | Service type | Compensation |
|---|---|---|
CHARLES SCHWAB & CO., INC.6 years Filed as: SCHWAB RETIREMENT PLAN SERVICES,INC Service code 15 · EIN 34-1479833 | Recordkeeping | $68,615 |
MORNINGSTAR1 year Filed as: MORNINGSTAR INC Service code 28 · EIN 36-3297908 | Investment Management | $6,742 |
CREATIVE PLANNING LLC1 year Filed as: CREATIVE PLANNING HOLDCO LLC Service code 28 · EIN 84-4519624 | Investment Management | $5,045 |
CHARLES SCHWAB & CO., INC.10+ years Service code 33 · EIN 94-1737782 | Direct payment from the plan; Securit... | $4,359 |
Filed as: CHARLES SCHWAB & CO.INC. AND AFFIL Service code 59 | Shareholder Servicing | $0 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $155,135 | $122,854+26.3% | $184,200-15.8% | $199,768-22.3% |
| Participation rate | 83.3% | 87.0%-3.8pp | 86.8%-3.6pp | 72.0%+11.3pp |
| Annual return | 23.41% | 143.99%-120.6pp | 28.80%-5.4pp | 34.26%-10.9pp |
| Employer contribution / active EE | $3,417 | $4,588-25.5% | $6,424-46.8% | $3,037+12.5% |
| Participant deferral / active EE | $21,248 | $7,995+165.8% | $9,132+132.7% | $5,090+317.5% |
| Admin fee / account holder | $49 | $120-59.0% | $13,907-99.6% | $269-81.6% |