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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,421 | $57,590-57.6% | $86,233-71.7% | $82,448-70.4% |
| Participation rate | 64.2% | 57.9%+6.3pp | 69.0%-4.8pp | 68.1%-3.9pp |
| Annual return | 21.36% | 22.41%-1.1pp | 61.39%-40.0pp | 41.64%-20.3pp |
| Employer contribution / active EE | $0 | $1,655-100.0% | $2,504-100.0% | $2,551-100.0% |
| Participant deferral / active EE | $4,104 | $3,080+33.3% | $4,559-10.0% | $4,139-0.8% |
| Admin fee / account holder | $275 | $4,730-94.2% | $8,342-96.7% | $7,234-96.2% |