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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,540 | $159,934-64.0% | $147,005-60.9% | $145,959-60.6% |
| Participation rate | 85.7% | 84.0%+1.7pp | 82.2%+3.6pp | 80.3%+5.4pp |
| Annual return | 13.02% | 98.24%-85.2pp | 418.76%-405.7pp | 561.95%-548.9pp |
| Employer contribution / active EE | $3,264 | $5,287-38.3% | $4,934-33.8% | $4,661-30.0% |
| Participant deferral / active EE | $13,639 | $8,427+61.8% | $8,070+69.0% | $6,689+103.9% |
| Admin fee / account holder | $432 | $15,053-97.1% | $13,006-96.7% | $13,398-96.8% |