Unlock peer percentile detail for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Unlock 8-year trajectory for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,601 | $117,859-56.2% | $102,438-49.6% | $145,959-64.6% |
| Participation rate | 38.1% | 78.6%-40.5pp | 76.5%-38.4pp | 80.3%-42.2pp |
| Annual return | 11.35% | 31.72%-20.4pp | 29.37%-18.0pp | 561.95%-550.6pp |
| Employer contribution / active EE | $1,208 | $3,615-66.6% | $3,024-60.0% | $4,661-74.1% |
| Participant deferral / active EE | $2,636 | $5,732-54.0% | $5,054-47.8% | $6,689-60.6% |
| Admin fee / account holder | $5,017 | $13,318-62.3% | $9,448-46.9% | $13,398-62.6% |