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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,650 | $183,516-71.3% | $155,534-66.1% | $145,884-63.9% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 17.77% | 61.43%-43.7pp | 64.92%-47.1pp | 551.85%-534.1pp |
| Employer contribution / active EE | $567 | $5,315-89.3% | $4,675-87.9% | $4,662-87.8% |
| Participant deferral / active EE | $7,625 | $6,467+17.9% | $5,630+35.4% | $6,690+14.0% |
| Admin fee / account holder | $747 | $19,293-96.1% | $15,900-95.3% | $13,392-94.4% |