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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $235,270 | $81,276+189.5% | $155,574+51.2% | $80,925+190.7% |
| Participation rate | 89.8% | 66.2%+23.5pp | 78.2%+11.6pp | 67.7%+22.1pp |
| Annual return | 15.97% | 33.36%-17.4pp | 64.87%-48.9pp | 35.65%-19.7pp |
| Employer contribution / active EE | $15,791 | $3,103+408.9% | $4,676+237.7% | $2,756+472.9% |
| Participant deferral / active EE | $18,866 | $3,453+446.4% | $5,629+235.1% | $4,299+338.9% |
| Admin fee / account holder | $30,207 | $7,993+277.9% | $15,914+89.8% | $6,940+335.3% |