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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $235,270 | $81,331+189.3% | $155,534+51.3% | $80,935+190.7% |
| Participation rate | 89.8% | 66.3%+23.5pp | 78.2%+11.6pp | 67.7%+22.1pp |
| Annual return | 15.97% | 33.37%-17.4pp | 64.92%-48.9pp | 35.66%-19.7pp |
| Employer contribution / active EE | $15,791 | $3,105+408.6% | $4,675+237.8% | $2,757+472.8% |
| Participant deferral / active EE | $18,866 | $3,454+446.2% | $5,630+235.1% | $4,299+338.8% |
| Admin fee / account holder | $30,207 | $7,999+277.6% | $15,900+90.0% | $6,924+336.2% |