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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $235,270 | $81,233+189.6% | $155,567+51.2% | $80,874+190.9% |
| Participation rate | 89.8% | 66.2%+23.6pp | 78.2%+11.6pp | 67.6%+22.1pp |
| Annual return | 15.97% | 33.33%-17.4pp | 64.74%-48.8pp | 35.62%-19.6pp |
| Employer contribution / active EE | $15,791 | $3,101+409.3% | $4,674+237.8% | $2,756+473.0% |
| Participant deferral / active EE | $18,866 | $3,452+446.5% | $5,628+235.2% | $4,297+339.1% |
| Admin fee / account holder | $30,207 | $7,998+277.7% | $15,916+89.8% | $6,935+335.6% |