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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $726,423 | $76,407+850.7% | $150,298+383.3% | $82,448+781.1% |
| Participation rate | 96.4% | 66.4%+30.0pp | 77.8%+18.7pp | 68.1%+28.4pp |
| Annual return | 16.20% | 39.99%-23.8pp | 62.79%-46.6pp | 41.64%-25.4pp |
| Employer contribution / active EE | $35,277 | $2,614+1249.5% | $4,154+749.2% | $2,551+1282.9% |
| Participant deferral / active EE | $20,834 | $3,214+548.2% | $5,453+282.1% | $4,139+403.3% |
| Admin fee / account holder | $40,610 | $6,352+539.3% | $14,116+187.7% | $7,234+461.4% |