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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $230,437 | $126,113+82.7% | $116,096+98.5% | $155,188+48.5% |
| Participation rate | 100.0% | 75.1%+24.9pp | 73.3%+26.7pp | 80.8%+19.2pp |
| Annual return | 12.25% | 391.72%-379.5pp | 326.25%-314.0pp | 148.84%-136.6pp |
| Employer contribution / active EE | $4,392 | $2,672+64.4% | $2,503+75.4% | $4,248+3.4% |
| Participant deferral / active EE | $5,333 | $4,162+28.1% | $3,952+34.9% | $6,531-18.4% |
| Admin fee / account holder | $4,493 | $8,045-44.2% | $7,704-41.7% | $14,480-69.0% |