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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $230,437 | $101,618+126.8% | $93,063+147.6% | $137,256+67.9% |
| Participation rate | 100.0% | 74.9%+25.1pp | 72.1%+27.9pp | 80.0%+20.0pp |
| Annual return | 12.25% | 223.95%-211.7pp | 34.15%-21.9pp | 220.34%-208.1pp |
| Employer contribution / active EE | $4,392 | $2,707+62.2% | $2,476+77.4% | $4,156+5.7% |
| Participant deferral / active EE | $5,333 | $4,279+24.6% | $3,958+34.7% | $6,407-16.8% |
| Admin fee / account holder | $4,493 | $6,198-27.5% | $6,033-25.5% | $12,270-63.4% |