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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $225,320 | $100,970+123.2% | $96,576+133.3% | $137,256+64.2% |
| Participation rate | 100.0% | 82.6%+17.4pp | 81.4%+18.6pp | 80.0%+20.0pp |
| Annual return | 15.84% | 38.16%-22.3pp | 38.47%-22.6pp | 220.34%-204.5pp |
| Employer contribution / active EE | $1,932 | $3,809-49.3% | $3,553-45.6% | $4,156-53.5% |
| Participant deferral / active EE | $8,928 | $8,286+7.7% | $7,956+12.2% | $6,407+39.4% |
| Admin fee / account holder | $24,572 | $11,312+117.2% | $11,381+115.9% | $12,270+100.3% |