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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,237 | $201,264-57.6% | $184,185-53.7% | $145,978-41.6% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 8.05% | 29.00%-21.0pp | 28.81%-20.8pp | 550.52%-542.5pp |
| Employer contribution / active EE | $6,241 | $7,021-11.1% | $6,426-2.9% | $4,662+33.9% |
| Participant deferral / active EE | $14,835 | $9,806+51.3% | $9,132+62.5% | $6,690+121.8% |
| Admin fee / account holder | $9,498 | $16,376-42.0% | $13,909-31.7% | $13,400-29.1% |