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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $889,081 | $123,000+622.8% | $105,582+742.1% | $198,609+347.7% |
| Participation rate | 100.0% | 76.8%+23.2pp | 71.8%+28.2pp | 82.4%+17.6pp |
| Annual return | 15.29% | 18.31%-3.0pp | 18.61%-3.3pp | 202.70%-187.4pp |
| Employer contribution / active EE | $14,963 | $3,582+317.7% | $2,984+401.4% | $5,055+196.0% |
| Participant deferral / active EE | $8,350 | $5,013+66.6% | $4,353+91.8% | $6,977+19.7% |
| Admin fee / account holder | $4,389 | $16,254-73.0% | $12,856-65.9% | $19,030-76.9% |