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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,308 | $156,398-10.9% | $147,318-5.4% | $138,895+0.3% |
| Participation rate | 75.0% | 83.8%-8.8pp | 82.1%-7.1pp | 79.9%-4.9pp |
| Annual return | 13.22% | 78.75%-65.5pp | 70.43%-57.2pp | 145.39%-132.2pp |
| Employer contribution / active EE | $1,055 | $4,853-78.3% | $4,593-77.0% | $4,194-74.8% |
| Participant deferral / active EE | $3,350 | $8,237-59.3% | $7,906-57.6% | $6,396-47.6% |
| Admin fee / account holder | $1,839 | $14,976-87.7% | $13,708-86.6% | $12,562-85.4% |