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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,762 | $48,327+69.2% | $67,575+21.0% | $80,935+1.0% |
| Participation rate | 63.8% | 66.4%-2.6pp | 72.9%-9.1pp | 67.7%-3.9pp |
| Annual return | 15.84% | 18.31%-2.5pp | 3528.98%-3513.1pp | 35.66%-19.8pp |
| Employer contribution / active EE | $1,041 | $2,022-48.5% | $2,736-62.0% | $2,757-62.2% |
| Participant deferral / active EE | $2,377 | $2,927-18.8% | $4,003-40.6% | $4,299-44.7% |
| Admin fee / account holder | $4,557 | $3,692+23.4% | $3,993+14.1% | $6,924-34.2% |