Retirement plan

POLYQUEST, INC. 401(K) PROFIT SHARING PLAN

Name: POLYQUEST, INC. - POLYQUEST, INC. 401(K) PROFIT SHARING PLAN (2025) Form 5500
Creator: POLYQUEST, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, POLYQUEST, INC. 401(K) PROFIT SHARING PLAN, POLYQUEST, INC.

POLYQUEST, INC.EIN 36-4367889Plan #001PY 2025

1979 EASTWOOD ROAD, SUITE 201 - WILMINGTON, NC 28403910-342-9554polyquest.comLinkedIn51-200 employeesplastics

Prospect flagsHigh feesFailed to transmit contributions

How to read this page

Total assets (EOY)

$18.7M

+30.8% from 2024

Total participants

269

+1.9% from 2024

Average account balance

$75,141

+31.3% from 2024

Annual return

22.69%

+3.75 pp from 2024

Benchmarks

See 799 peers

Peer group

Industry42 - Wholesale Trade

Plan typeDefined contribution

Participants100-249

Cohort799 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$18.71M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$75K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

249

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

91.5%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$2.38M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$10K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+22.69%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$330

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 5 by compensation

Provider	Service type	Compensation
TWO WEST ADVISORS DBA GOAL PATH1 year Service code 99 · EIN 27-3055170	Other Fees	$6,581
DEFINITI LLC1 year Filed as: DEFINITI, LLC Service code 49 · EIN 56-0614254 535 KEISLER DR SUITE 102 · CARY, NC 27518	Other Services	$0
EPIC RETIREMENT PLAN SERVICES3 years Filed as: RETIREMENT PLAN SERVICES, INC Service code 49 535 KEISLER DR · CARY, NC 27518	Other Services	$0
SANCTUARY ADVISORS, LLC2 years Service code 99 · EIN 47-3162022	Other Fees	$0
VOYA RETIREMENT INSURANCE & ANNUITY1 year Service code 27 · EIN 71-0294708 P O BOX 990067 · HARTFORD, CT 06199	Advisory (Plan)	$0

Plan features & details

Pension benefit codes2E2F2G2J2K3D3H

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

2 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
ComplianceFailed to transmit contributions
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).

Expense breakdown

Schedule H Part II

Admin total

$82K

$349 / participant

Investment mgmt$8K10.0%
Contract admin$73K88.9%
Other / not subdivided$8821.1%

% of EOY assets

0.439%

all-in expense ratio

Categories reported

2 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: FORVIS MAZARS, LLP
Auditor EIN: 440160260
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$75,141

$91,760-18.1%

$156,181-51.9%

$67,986+10.5%

Participation rate

91.5%

65.0%+26.5pp

78.8%+12.7pp

57.2%+34.3pp

Annual return

22.69%

18.14%+4.6pp

64.87%-42.2pp

31.67%-9.0pp

Employer contribution / active EE

$4,534

$2,419+87.4%

$4,294+5.6%

$2,019+124.6%

Participant deferral / active EE

$5,602

$3,960+41.4%

$6,132-8.7%

$3,358+66.8%

Admin fee / account holder

$330

$3,949-91.6%

$14,586-97.7%

$3,203-89.7%

Provider

Service type

Compensation

TWO WEST ADVISORS DBA GOAL PATH1 year

Service code 99 · EIN 27-3055170

Other Fees

$6,581

DEFINITI LLC1 year

Filed as: DEFINITI, LLC

Service code 49 · EIN 56-0614254

535 KEISLER DR SUITE 102 · CARY, NC 27518

Other Services

EPIC RETIREMENT PLAN SERVICES3 years

Filed as: RETIREMENT PLAN SERVICES, INC

Service code 49

535 KEISLER DR · CARY, NC 27518

Other Services

SANCTUARY ADVISORS, LLC2 years

Service code 99 · EIN 47-3162022

Other Fees

VOYA RETIREMENT INSURANCE & ANNUITY1 year

Service code 27 · EIN 71-0294708

P O BOX 990067 · HARTFORD, CT 06199

Advisory (Plan)

POLYQUEST, INC. 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

POLYQUEST, INC. 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion