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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,138 | $155,555-17.6% | $146,866-12.8% | $155,188-17.4% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.5%+17.5pp | 80.8%+19.2pp |
| Annual return | 18.91% | 115.41%-96.5pp | 102.85%-83.9pp | 148.84%-129.9pp |
| Employer contribution / active EE | $10,358 | $4,647+122.9% | $4,425+134.1% | $4,248+143.8% |
| Participant deferral / active EE | $19,081 | $8,044+137.2% | $7,759+145.9% | $6,531+192.2% |
| Admin fee / account holder | $2,358 | $14,755-84.0% | $13,620-82.7% | $14,480-83.7% |