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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $245,166 | $99,875+145.5% | $146,866+66.9% | $86,983+181.9% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.5%+17.5pp | 69.5%+30.5pp |
| Annual return | 19.24% | 28.10%-8.9pp | 102.85%-83.6pp | 25.83%-6.6pp |
| Employer contribution / active EE | $4,747 | $3,224+47.2% | $4,425+7.3% | $2,584+83.7% |
| Participant deferral / active EE | $10,128 | $6,322+60.2% | $7,759+30.5% | $4,194+141.5% |
| Admin fee / account holder | $15,645 | $7,838+99.6% | $13,620+14.9% | $7,856+99.2% |