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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,561 | $178,174-95.2% | $156,181-94.5% | $137,256-93.8% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.8%+21.2pp | 80.0%+20.0pp |
| Annual return | 45.08% | 84.19%-39.1pp | 64.87%-19.8pp | 220.34%-175.3pp |
| Employer contribution / active EE | $1,761 | $4,972-64.6% | $4,294-59.0% | $4,156-57.6% |
| Participant deferral / active EE | $3,686 | $6,888-46.5% | $6,132-39.9% | $6,407-42.5% |
| Admin fee / account holder | $4,070 | $17,404-76.6% | $14,586-72.1% | $12,270-66.8% |