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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,594 | $95,453-77.4% | $112,040-80.7% | $82,448-73.8% |
| Participation rate | 95.5% | 72.8%+22.7pp | 76.5%+19.0pp | 68.1%+27.4pp |
| Annual return | 20.51% | 23.92%-3.4pp | 24.52%-4.0pp | 41.64%-21.1pp |
| Employer contribution / active EE | $2,220 | $2,318-4.2% | $2,954-24.9% | $2,551-13.0% |
| Participant deferral / active EE | $2,855 | $4,224-32.4% | $5,098-44.0% | $4,139-31.0% |
| Admin fee / account holder | $445 | $9,013-95.1% | $12,098-96.3% | $7,234-93.9% |