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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $226,139 | $159,934+41.4% | $147,005+53.8% | $145,959+54.9% |
| Participation rate | 76.9% | 84.0%-7.1pp | 82.2%-5.2pp | 80.3%-3.4pp |
| Annual return | 11.11% | 98.24%-87.1pp | 418.76%-407.7pp | 561.95%-550.8pp |
| Employer contribution / active EE | $2,218 | $5,287-58.1% | $4,934-55.1% | $4,661-52.4% |
| Participant deferral / active EE | $9,646 | $8,427+14.5% | $8,070+19.5% | $6,689+44.2% |
| Admin fee / account holder | $29,698 | $15,053+97.3% | $13,006+128.3% | $13,398+121.7% |