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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,824 | $138,312-85.7% | $122,979-83.9% | $155,188-87.2% |
| Participation rate | 50.0% | 80.2%-30.2pp | 77.2%-27.2pp | 80.8%-30.8pp |
| Annual return | 14.73% | 22.06%-7.3pp | 20.12%-5.4pp | 148.84%-134.1pp |
| Employer contribution / active EE | $3,700 | $3,530+4.8% | $3,062+20.8% | $4,248-12.9% |
| Participant deferral / active EE | $6,800 | $5,592+21.6% | $5,003+35.9% | $6,531+4.1% |
| Admin fee / account holder | $0 | $15,089-100.0% | $12,864-100.0% | $14,480-100.0% |